Practical writing on the Late Payment Act, the mechanics of demand, and how UK businesses actually get paid.
The full anatomy of the statute that makes UK debtors liable for compensation, interest, and your recovery costs. What it covers, what it does not, and how to use it.
The decision tree a creditor should run when a customer goes quiet. Internal process, letter before action, statutory demand, and when to instruct a recovery firm.
What an LBA must contain in 2026. Mandatory elements under the Practice Direction on Pre‑Action Conduct, the structural template, and the common mistakes that get LBAs ignored.
The pre‑litigation tool with the sharpest teeth. The 21‑day window, the path to a winding‑up petition, when to use it and when not.
How to get a CCJ on an unpaid invoice. Money Claim Online, the small claims and fast tracks, default judgment, and enforcement options.
The strategy when the debtor is incorporated and refusing to pay. Companies House, fiduciary duties, personal liability, and the rare circumstances in which directors can be reached.
Enter the invoice amount, the days overdue, and the Bank of England base rate. Returns statutory compensation, statutory interest, and representative recovery costs.
Plain-English definitions of the legal and procedural terminology that appears most often in our work. From statutory compensation to third-party debt orders.
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