Rafferty Check my invoice
Tell us who owes you, where they are, and how much. If it's a case we can take, you add the invoice and the basic details. If it isn't, we say so straight away and you haven't wasted time.
Another US business owes you money? We'll chase it.
Send us the unpaid invoice. We check it free and tell you within one business day whether we can act. If we take it on, we send the demand letters and do the negotiating, so you can get on with running your business.
Check my invoice
Takes about two minutes. We only ask about the debtor first, so you'll know straight away if it's something we can do.
How it works
Three steps. No surprises.
We review it and reply within one business day
We read the invoice and any contract you send. If we can act, we send you our engagement terms to sign. We don't contact the debtor until you've signed and agreed what we're doing.
We send demand letters and negotiate
We write to the debtor, follow up and try to reach a payment agreement. You get updates as things move. We're a recovery firm, not a law firm, and we don't promise a result.
Eligibility
Who we can and can't help
We can help when
- the debtor is a registered company or LLC (not an individual);
- the debtor is based in one of these states or DC: Alabama, California, Colorado, Connecticut, Georgia, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, New Hampshire, New York, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia, Wyoming, and Washington DC;
- the invoice is for goods or services supplied to a business, and you aren't in a dispute about the work;
- the invoice is $5,000 or more.
We can't help when
- the debtor is an individual, a sole trader or a sole proprietor, or the debt is a personal or household one;
- you'd need us to chase someone personally under a guarantee;
- the debtor is in Buffalo or Yonkers, New York, or in a state not listed above;
- the invoice is under $5,000;
- you want us to go to court for you (we don't, see the questions below).
If we can't help, we're sorry about that. You can leave your email and tell us why you came, and we'll let you know if that changes.
Questions
Straight answers.
What does it cost?
No win, no fee. There's nothing to pay upfront, and nothing to pay if we don't recover anything. When we do recover money for you, our fee is a percentage of what we collect:
- 15% on debts of $5,000 to $25,000
- 12.5% on $25,001 to $100,000
- 10% above $100,000
The band is set by the amount owed when you place the case. If your contract or invoice terms allow interest or late fees, we'll include them in our demand, and our fee applies to the total we collect. We work before any lawsuit: letters, emails, calls and negotiation. If a debtor won't pay without court action, we'll tell you plainly and hand the file back so you can choose your own lawyer. Is the invoice older or disputed? Tell us first and we'll confirm the fee before you sign.
Is there a minimum invoice size?
Yes. For US businesses we currently take invoices of $5,000 or more. If yours is smaller, you can leave your email and we'll tell you if that changes.
Will you take the debtor to court?
No. We do pre-suit work only: demand letters, follow-ups and negotiation. If a case needs a lawsuit, that goes through a US attorney you choose and instruct yourself. We can tell you when we think that's the right next step, but we don't promise it or arrange it for you.
Are you a law firm?
No. We recover debts and we don't give legal advice. If you need advice on your contract or your rights, speak to a US attorney.
What happens to my invoice and documents?
We use them only to chase the debt you've asked us about. We don't pass them to anyone except where the work needs it, and you can ask us to delete them once the case closes.
Owed money by another business?
Check my invoice. Free check. A reply within one business day.
Check my invoice